3 cups cooked rice (white or brown)

1 cup frozen corn kernels -- thawed

1 15 oz. can black beans -- rinsed & drained

1 1/2 cups salsa

1 teaspoon cumin

1 teaspoon garlic powder

1 1/2 cups jalapeno Monterey Jack cheese -- grated

Preheat oven to 350. In a large bowl, combine cooked rice, corn, and blac k beans, and add salsa, cumin, garlic powder, and half the cheese (3/4 cup). Spoon mixture into a 8x12x2" baking dish coated with cooking spray. Bake, COVERED, about 25 minutes. Remove cover and sprinkle with remaining half of c heese; bake 15 more minutes. Cool 10 minutes and serve.